Identify where liquidity is tied up across cargo cycles, payment terms, and financing structures.
Chowa analyzes anonymized historical trade data to show how working capital moves across the trading portfolio.
The diagnostic provides a structured view of how working capital is used across cargo cycles and financing structures.
The analysis highlights:
This provides finance and treasury teams with visibility into how capital is deployed across the trading portfolio.
The diagnostic uses a limited structured dataset covering recent trades.
Typical data fields include:
Data can be anonymized. No counterparty names required. No sensitive commercial information required.
Internal identifiers may be used instead of company names.
The dataset typically covers 3–6 months of historical trades.
Export structured dataset from internal systems
Chowa analyzes working capital usage across cargo cycles and financing structures
Receive diagnostic report highlighting capital efficiency insights
Timeline:
Below is an illustrative example of the type of working capital insights produced from anonymized historical trade data.
The objective is to show how capital moves across cargo cycles and where liquidity may be tied up unnecessarily.
Period reviewed: 4 months
Maximum capital committed across overlapping cargo cycles
Average time capital remains tied up from cargo purchase to payment receipt
Estimated improvement through payment timing and financing structure adjustments
Typical insights include:
Small structural adjustments can materially improve capital efficiency and increase available trading capacity without increasing credit lines.
The diagnostic is intended to provide a practical view of how capital is deployed across the trading portfolio and where efficiency may be improved.
evaluating additional cargo opportunities
reviewing trade finance structure efficiency
optimizing borrowing base usage
improving working capital rotation
understanding liquidity exposure across cargo cycles
assessing impact of payment term changes
evaluating CIF vs FOB structure impact on liquidity
estimating additional trading capacity supported by existing credit facilities
Submit a sample dataset to receive a working capital diagnostic showing how capital moves across cargo cycles.
The diagnostic provides an initial view of capital efficiency across the trading portfolio.
Typical turnaround time: a few days